Whether you are in your early 20s or late 40s, health issues may occur at any time. And once you are hospitalized for even the smallest reason, you will find the bills only increasing. This is why having a best health insurance policy is very important these days. Many people feel satisfied with the company-provided health insurance policies but seldom do they think of a situation like COVID-19 in which many people lost their jobs and along with their employment their health insurance offered by the employers were also gone. To avoid one such chance, you should buy a health insurance plan which will not only benefit you but also your family members. If you have read about health insurance policies, you also know that apart from helping you pay the high hospital bills, you can also get help in the tax deduction when you have a health insurance plan.
Nevertheless, while purchasing a health insurance plan, one of the most challenging steps can be choosing a health insurance company. There are so many of them that can become quite confusing for the customers, especially the first-time buyers. Let us discuss some of the top health insurance companies that you may want to consider.
- Bharti AXA General Insurance Company Ltd
Formed in 2008, Bharati AXA General Insurance Company is one of the topmost health insurance companies in the country. Individuals, as well as businesses, can get all types of general insurance products from this company. The types of health insurance plans offered by the company are Bharti AXA Smart Super Health Insurance Policy, Bharti AXA Smart Health Assure Insurance Policy, Bharti AXA Smart Personal Accident Insurance Plan, and Bharti AXA Smart Health Critical Illness Insurance Plan. Read more about Is it worth it to take out disability coverage in life insurance?
- Tata AIG
Tata AIG is another health insurer in the country that has a claim settlement ratio of 95%. The range of health insurance plans offered by Tata AIG is designed for women, families, seniors, critical ailments, and many more. If you want to go for a Tata AIG health insurance plan, you can even buy the plans at much reasonable premiums. Some of the best health insurance plans offered by the company are Tata AIG MediCare, Tata AIG MediCare Protect, Tata AIG MediCare Premier, Wellsurance Woman, Wellsurance Executive, Wellsurance Family, MediSenior, and Critical Illness Policy.
- AEGON Life
AEGON was started in 2008 and is one of the most sought-after insurance companies in India at present. The claim settlement ratio of this company has been consistent, which is 95.67%. The several types of health insurance plans offered by AEGON Life such as Critical Illness Health Plan, Senior Citizen Health Plan, Mico-insurance Policy, iCancer Plan, Unit-linked health plans, and Surgical Cash Benefit Policy.
- HDFC Ergo Health
With a claim settlement ratio of 90.32%, HDFC Ergo Health offers a wide range of health insurance products. The company has won many prestigious awards over the years. Some of the plans offered by the company for individuals, families, and parents, include Health Medisure Classic, Health Medisure Top-up, Health Suraksha Top-up, Women Health Insurance, and Critical Illness insurance.
- ICICI Lombard
Founded in 2001, ICICI Lombard is one of the largest general insurance companies in the country. To make the experience of the customers more convenient, the company offers online health insurance. The claim settlement ratio of the company is 99.87%. Some of the most preferred health insurance products offered by ICICI Lombard include Complete Health Insurance, Disease Management Program, Health Booster, Aarogya Sanjeevani Policy, and Personal Protect.
To know about the other health insurance companies in India that offer health insurance products, you can visit the website of IIFL. You will come across a wide range of such products and choose the one that you find apt for your requirements.